The description for credit card purchases from KimKraut.com should be presented as:

3by400, Inc (dba KimKraut.com)

on your statement.

How much of this is displayed is dependent upon your card issuer. Some don't allow that many characters in the description, so it may display only as:

3by400, Inc.; or

3by400

This information is noted on the order confirmation email sent by our site just after your credit card was processed in payment of learning tracks.

Who is 3by400 and why are they on my credit card statement?

3by400 is our website development and maintenance company, which is displayed at the very bottom of every page on our site. They also provide support for KimKraut.com.

For direct credit card payments--those not processed through PayPal--KimKraut.com uses 3by400, Inc. for a payment processing gateway via a platform called Braintree Payments. 3by400 neither stores nor has access to your credit card information. Credit card transactions are processed through the PCI compliant Braintree Payments.

Thanks for learning new music with KimKraut.com!

Kim's Online Store

Welcome to the New Online Store.

All the songs you see here are available for purchase on a CD or for download from this site.   Registration for a free account is required at checkout.  After you register & complete the checkout process, you will receive an email with instructions for downloading the song(s) or with an estimated ship date for the CD(s).  Happy Browsing!!